Bad Credit and No-Doc loans
Difficulty with the banks?
It is common knowledge that most Australians source their loans through a bank as their first choice. Securing a loan, however, might not be so easy for those with bad credit or insufficient documentation. That’s where we come in.
If circumstances do not permit borrowing from the banks, proceeding with a more specialised, non-traditional lender is a perfectly viable path to consider. At Rebuild Financial, we’ll secure the funding you need for your projects - even if you may have issues with other lenders, and even if you have bad credit. We also deal with not just lo-doc, but no-doc.
Working with Rebuild Financial
Flexibility
In construction financing with Rebuild Financial, we have interest only payments during the construction, meaning lower repayments for the duration of that stage of your building project. We will look into your unique situations to find a deal that works best for you.
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Efficiency
It’s not likely that you’ll use the sum of your loan upfront. With Rebuild Financial, you can withdraw from your loan amount progressively throughout the stages of your project. This helps to reduce your loan balance when you don’t require it and, subsequently, save on interest costs.
Convenience
In addition to withdrawing at any time, you can also make payments towards your loan whenever you wish. This can help even further in reducing interest fees.
More on bad credit and no-doc loans
Licensed lenders across Australia
Years of experience in non-bank lending
Client-centric customer service
Tell us your needs
Bad credit loans are sought by borrowers with poor credit history, and for good reason. Someone with insufficient documentation or a credit history that includes a couple of negative items (such as defaults or judgements) will be perceived by lenders as being of higher risk. Fewer lenders will be willing to lend to them. This often means more time in waiting for a lower chance of securing a loan.
If you're having a similar problem, we specialise in solving it. Our bad credit construction loans come from lenders who understand and are experienced with issues of the sort, and we don’t only deal with lo-doc, but also no-doc. On top of everything, a successful non-bank loan can provide you a chance to repair your credit history, and possibly even build it up enough to be eligible for a traditional loan in the future.
Getting you funded
Construction of any sort can be a significant financial undertaking, and it’s best to come prepared with some research. Comparing options and carefully assessing the costs and conditions is key. If you’ve concluded that our construction loans are for you, give us a call or fill out the quick form and we’ll be back to you within a day.
We offer speedy settlements with a simple application and approval process, and will work with you to solve the unique situation at hand. Rebuild Financial will compare from over 200 readily available private lenders to secure a competitive deal for you. All agreements are legal contracts regulated by the courts. Just tell us your problems and our well-trained lending managers will assist you from start to finish.
With over 21 years of experience in lo doc and bad credit private home loans, at Rebuild Financial, we’ll lay the foundations for your project.
Fill in the quick form, and we’ll arrange the rest.
Are you an owner/builder?
Need funds to complete your projects?
Fill in the quick form and one of our lending managers will get back to you within a single day.
Australian Private Construction Loans Experts